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Financing.ph
Loan calculator

Business Loan Calculator Philippines

Use this business loan calculator to model working capital, inventory, payroll, expansion, or invoice gap financing before comparing SME lenders.

How much business funding do you need?

SME financing ranges depend on revenue, documents, collateral, and lender type.

₱100,000
Minimum: ₱20,000Maximum: ₱5,000,000

Choose a repayment term

Financing.ph calculator

Estimated business loan payment

Business Loan

This estimate uses the selected amount, term, and sample monthly rate. Actual lender offers can vary by credit profile, documents, collateral, fees, and approval policy.

₱35,353/month
Loan Amount₱100,000
Term3 Months
Estimated Approval Time3-14 days
Sample Monthly Rate3.00%
Reference APRUp to 42%
Estimated Processing Fee₱4,000
Estimated Total Repayment₱106,059
Compare Business Loans

Common uses

Inventory
Payroll
Equipment
Store expansion

Before you compare offers

  • Prepare bank statements, permits, and recent revenue documents.
  • Compare unsecured and collateral-backed options.
  • Match the repayment term to the business cash cycle.