F
Financing.ph
Loan calculator

Car Loan Calculator Philippines

Use this car loan calculator to test monthly payments for vehicle financing, including new cars, used cars, and selected motorcycle or collateral-backed options.

How much vehicle financing do you need?

Vehicle loan amounts depend on unit price, down payment, age of vehicle, and lender rules.

₱500,000
Minimum: ₱50,000Maximum: ₱3,000,000

Choose a repayment term

Financing.ph calculator

Estimated car loan payment

Car Loan

This estimate uses the selected amount, term, and sample monthly rate. Actual lender offers can vary by credit profile, documents, collateral, fees, and approval policy.

₱44,988/month
Loan Amount₱500,000
Term12 Months
Estimated Approval Time3-10 days
Sample Monthly Rate1.20%
Reference APRUp to 18%
Estimated Processing Fee₱7,500
Estimated Total Repayment₱539,853
Compare Car Loans

Common uses

New car purchase
Used car purchase
Motorcycle financing
Vehicle-backed lending

Before you compare offers

  • Include chattel mortgage, insurance, and registration costs.
  • A larger down payment can lower monthly payments.
  • Used vehicles may have stricter age and appraisal requirements.