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Financing.ph
Loan calculator

Home Loan Calculator Philippines

Use this home loan calculator to estimate longer-term housing payments before comparing bank, Pag-IBIG, or property financing options.

How much housing loan do you need?

Home loan limits depend on property value, down payment, income, and lender appraisal.

₱2,000,000
Minimum: ₱300,000Maximum: ₱20,000,000

Choose a repayment term

Financing.ph calculator

Estimated home loan payment

Home Loan

This estimate uses the selected amount, term, and sample monthly rate. Actual lender offers can vary by credit profile, documents, collateral, fees, and approval policy.

₱40,362/month
Loan Amount₱2,000,000
Term60 Months
Estimated Approval Time2-6 weeks
Sample Monthly Rate0.65%
Reference APRUp to 10%
Estimated Processing Fee₱20,000
Estimated Total Repayment₱2,421,698
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Common uses

House purchase
Condominium purchase
Lot purchase
Home construction

Before you compare offers

  • Compare fixed-rate periods and repricing rules.
  • Budget for appraisal, insurance, taxes, and transfer costs.
  • Keep monthly housing payments within a sustainable income ratio.